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A Chevrolet, Buick, or GMC lease nearing its end date comes down to a short list of decisions: hand the keys back, buy the vehicle outright, or step into something new. Chevrolet Buick GMC of Murfreesboro can walk you through whichever direction fits, whether your lease is on a Silverado, an Enclave, a Sierra, or any other GM Financial-leased vehicle.
We work with lease customers across Murfreesboro, Nashville, Lebanon, and Clarksville. Since GM Financial's process is the same regardless of which of the three nameplates you're driving, we can typically handle your turn-in here even if your lease started at a different Chevrolet, Buick, or GMC dealer.
Your Chevrolet, Buick & GMC Lease Return Center Serving Murfreesboro, TN
As your lease approaches maturity, you're generally weighing the same few paths regardless of brand: return the vehicle, buy it, or move into something new. Chevrolet Buick GMC of Murfreesboro can help you sort through which makes sense for your situation.
If a new Chevrolet, Buick, or GMC is part of the plan, take a look at our new vehicle inventory and current specials.
How the GM Financial Lease Return Process Works
Most of this happens ahead of your official lease maturity date. GM Financial's own materials point to scheduling your complimentary pre-return inspection roughly two to four months before your lease ends.
1
Schedule your complimentary OPENLANE Inspections pre-return inspection
2
Review your itemized condition report
3
Decide whether to return, buy, or lease something new
4
Turn in at our dealership with your keys and paperwork ready
Quick Answer: GM Financial recommends scheduling your inspection with OPENLANE Inspections a few months before your lease-end date. It's free and optional, but it gives you time to address any repairs before your final invoice is calculated.
What Is a GM Financial Lease-End Inspection?
GM Financial partners with OPENLANE Inspections, an independent third-party inspection company, to provide a free pre-return inspection at your home, workplace, or right here at our dealership. The inspection produces an itemized condition report so you know what you'd owe, if anything, before you ever turn in the vehicle.
You'll need your VIN and your GM Financial account number to schedule. Have keys and maintenance records handy so the inspector can move through the process quickly.
What Counts as Normal Wear vs. Excess Wear
Generally no charge: fewer than 4 dings per body panel (each under 2 inches), a single dent up to 4 inches or scratch under 6 inches per panel, cracked glass under 1/2 inch, removable interior stains, upholstery holes under 1/8 inch, and tires with 4/32-inch tread or greater on the original manufacturer wheels.
Generally chargeable: 4 or more dings per panel, a dent over 4 inches or scratch over 6 inches, cracked or spider-cracked glass, permanent stains, tears 1/2 inch or larger, mismatched tires or tread under 4/32 inch, wheel damage over 3 inches, and missing equipment including keys or key fobs.
After the Inspection
If you complete repairs before returning your vehicle, keep your receipts and contact GM Financial through MyAccount so the credit applies to your account. Your Lease-End Liability Invoice, covering anything due or any refund owed, typically arrives 30 to 45 days after your vehicle is returned.
How to Prepare for Your Lease Return
- Gather all keys and key fobs (missing keys are one of the most common chargeable items)
- Locate your owner's manual and any maintenance records
- Include any accessories or equipment that came with the vehicle at delivery
- Clean the vehicle inside and out before your appointment
- If you're returning an Equinox EV, Blazer EV, Silverado EV, Sierra EV, or Hummer EV, include the charging cable and any charging equipment that came with it
- Have your VIN and GM Financial account number ready to schedule your inspection
Quick Answer: The single most common return-day holdup is a missing key or key fob. Track down every key that came with the vehicle before your appointment.
Your Lease-End Options
Return the Vehicle
Turn it in after your inspection and walk away. A disposition fee may apply if allowed in your state, unless waived by a new GM lease or purchase.
Lease or Buy New
Moving into a new Chevrolet, Buick, or GMC at lease end can waive the disposition fee on the vehicle you're returning.
Purchase Your Vehicle
You can buy your leased vehicle at any point during the term, not just at maturity. No inspection is required if you're purchasing.
Extend One Month
GM Financial allows a one-month extension past your original maturity date if you continue making your regular payment.
Can I Return My Lease at Chevrolet Buick GMC of Murfreesboro?
Your originating dealer is generally best positioned to help with your lease-end process, but GM Financial's own guidance is that a vehicle can be returned at any participating GM dealership if you've moved or simply prefer a different location. Call ahead to confirm and schedule an appointment, and we'll take it from there.
We regularly work with Chevrolet, Buick, and GMC lease customers throughout Murfreesboro, Nashville, Lebanon, and Clarksville, whether your lease originated here or at another GM store.
Why Start Early?
Scheduling your inspection well before your maturity date gives you room to handle any repairs yourself, often for less than what an excess-wear charge would run. It also gives our finance team time to walk you through current offers and, if you're moving into a new Chevrolet, Buick, or GMC, to work out numbers using our online EZPurchase tool before you ever set foot on the lot.
Quick Answer: Starting early means more time to fix minor wear-and-tear yourself and more room to shop offers before your lease actually matures, rather than making a rushed decision at the last minute.
Lease Return Help Near Murfreesboro
Whether you're coming from downtown Murfreesboro, the Nashville side of Rutherford County, Lebanon, or as far out as Clarksville, our finance team can walk you through your specific numbers, get your inspection scheduled, and get your paperwork ready before you arrive.
Quick Answer: Call our sales team or use our online tools to get your lease-end questions answered before you ever need to drive in.
Ready to Handle Your Chevrolet, Buick, or GMC Lease Return?
Our team at Chevrolet Buick GMC of Murfreesboro is ready to help, whether you're returning, buying, or leasing something new.
Contact Our Team
Frequently Asked Questions
Can I return a Chevrolet, Buick, or GMC lease at Chevrolet Buick GMC of Murfreesboro?
Yes. We accept lease returns across all three GM Financial-financed nameplates, whether your lease originated here or at another Chevrolet, Buick, or GMC dealer.
How do I schedule my pre-return inspection?
The fastest way is through GM Financial's MyAccount portal or the GM Financial mobile app. You can also call our team and we'll help point you in the right direction.
What happens if I've gone over my mileage allowance?
An excess mileage charge applies for miles over the maximum stated in your lease agreement, at the per-mile rate listed there. Purchasing your vehicle instead of returning it avoids this charge entirely.
Do I need to do anything with my license plate when I return my lease in Tennessee?
Tennessee plates follow the owner rather than the vehicle, so you have options. You can transfer your current plate to your next vehicle for a small fee, or surrender it to your county clerk's office for a prorated refund of the unused registration period.
Is the disposition fee waived if I lease or buy a new GM vehicle?
Often, yes. GM Financial's lease agreements may include a disposition fee where allowed by state law, and it's commonly waived when you buy or lease another new GM vehicle at lease end. If you purchase the vehicle you're already leasing instead, the fee doesn't come into play either, since it's meant to cover preparing a returned vehicle for resale. Check your specific lease agreement for details.
What if I'd rather buy my vehicle than return it?
You can purchase your leased Chevrolet, Buick, or GMC at any point during your lease term, not just at maturity, and no inspection is required if you go this route. We can quote payoff numbers directly, or point you toward a lease buyout loan through Mode if you'd rather finance the purchase separately.
Do EV models like the Equinox EV, Blazer EV, Sierra EV, or Hummer EV need anything special at return?
The return process itself is the same as any other lease. The one difference is including the charging cable and any other charging equipment that came with the vehicle when you turn it in.
When will I get my Lease-End Liability Invoice or security deposit back?
If your lease included a security deposit, expect it back within 60 days of your vehicle's return, minus anything owed on the account. Any amount you owe or are due comes through in a separate Lease-End Liability Invoice after your vehicle is returned.
Can I use My GM Rewards points toward excess wear or mileage charges?
Yes, if you're a My GM Rewards member. Points can be applied toward excess wear or mileage charges at lease end. Visit MyGMRewards.com to manage and redeem your points.
Can I extend my lease past its maturity date?
GM Financial allows a single one-month extension, and it's not repeatable beyond that. Keep making your regular payment on the same due date, and be ready to return the vehicle before the additional month runs out.
Who do I contact for detailed GM Financial lease questions?
You can message GM Financial's Customer Experience team through MyAccount or the GM Financial mobile app, or contact Chevrolet Buick GMC of Murfreesboro and our finance team will help however we can.